Legal

Cookie Policy

Last updated: March 2026

This Cookie Policy explains how Velmio Limited (“Velmio”, “we”, “our”, “us”) uses cookies and similar technologies on our website at velmio.io. It should be read alongside our Privacy Policy.

1. What Are Cookies

Cookies are small text files placed on your device when you visit a website. They allow the site to recognise your device on subsequent visits and perform essential functions such as keeping you logged in, remembering your preferences, and understanding how you use the site.

Cookies may be session cookies (deleted when you close your browser) or persistent cookies (which remain until they expire or you delete them).

2. How We Use Cookies

Velmio uses cookies for the following purposes:

• To ensure the website functions correctly (strictly necessary) • To remember your theme preference (light/dark mode) • To measure how visitors interact with our pages (analytics) • To improve performance and load times • To support secure payment flows via MoonPay

3. Types of Cookies We Use

Strictly Necessary Cookies These cookies are essential for the website to operate. They enable core functionality such as security, network management, and accessibility. You cannot opt out of these cookies.

Preference Cookies We store your theme choice (light or dark mode) in your browser's local storage so we can display the site as you prefer on return visits.

Analytics Cookies With your consent, we use analytics tools to understand how visitors use our site — which pages are visited, how long users stay, and where they come from. This data is anonymised and used solely to improve the website experience.

Payment & Security Cookies Our payment processor, MoonPay, uses cookies to operate secure checkout flows, prevent fraud, and comply with financial regulations. These are governed by MoonPay's privacy and cookie policies.

4. Third-Party Cookies

Some functionality on our site is provided by third parties. These providers may set their own cookies:

MoonPay — cryptocurrency and card payment processing. MoonPay's cookie policy applies to cookies set through their payment flows.

Analytics providers — anonymised usage tracking. We use only providers that offer data minimisation and comply with applicable privacy regulations.

We do not allow third-party advertising cookies on our site.

5. Managing Your Cookie Preferences

When you first visit our site, you will be presented with a cookie consent notice. You can:

• Accept all cookies • Accept only necessary cookies • Review your preferences at any time via the Cookie Policy link in the footer

You can also manage cookies directly in your browser settings. Most browsers allow you to block or delete cookies. Note that blocking certain cookies may affect the functionality of our site, including the ability to complete purchases.

6. Browser Controls

You can control cookies through your browser settings. Here is how to manage cookies in common browsers:

Google Chrome: Settings → Privacy and security → Cookies and other site data Mozilla Firefox: Options → Privacy & Security → Cookies and Site Data Safari: Preferences → Privacy → Manage Website Data Microsoft Edge: Settings → Cookies and site permissions

For more information on managing cookies, visit www.aboutcookies.org or www.allaboutcookies.org.

7. Local Storage

In addition to cookies, we use browser local storage to remember your theme preference (light/dark mode) and your cookie consent choice. This data is stored locally on your device and is not transmitted to our servers. You can clear local storage by clearing your browser's site data.

8. Updates to This Policy

We may update this Cookie Policy from time to time to reflect changes in technology, legislation, or our services. The date at the top of this page will be updated accordingly. We encourage you to review this policy periodically.

9. Contact Us

If you have any questions about our use of cookies, please contact us:

Velmio Limited Registered in Hong Kong SAR (Company No. TBC) Email: hello@velmio.io Website: velmio.io/contact